Sixty-five percent of citizens open accounts or conduct financial transactions without truly understanding what they sign, according to Nickel’s study “Perception and Habits of Spaniards Regarding the Banking Sector.” To reverse this defenselessness, the integration of TODO.LAW and Firmas.io eliminates legal friction and turns the contract into a transparent asset that’s easy to manage.
The great innovation of this workflow lies in the ability of AI agents to interact autonomously. Through the Dealroom tool, professionals can prevalidate contractual skills (their own or licensed) and allow artificial intelligence to negotiate the terms directly. This advance eliminates weeks of waiting for draft exchanges, and enables a final, validated agreement ready for execution to be generated.
The connection between both platforms establishes a new standard of efficiency that runs through the entire document journey:
- Strategy and creation (TODO.LAW): lawyers and founders use precision solutions like Dealroom, DPO Central or AI Sentinel to automate compliance and drafting on their own secure infrastructure.
- Real-time context (Seneca): the system is fed by updated case law and litigation, linking each contract to the current legal reality of its suppliers and technologies.
- Custody and empowerment (Firmas.io): once signed, the contract reaches the user’s device. The wallet’s AI scans, analyzes and explains each clause related to supplies or insurance in plain language. All of this aims to ensure that the citizen understands their obligations before large companies limit their maneuverability.
This ecosystem rests on technological sovereignty. TODO.LAW makes it possible for companies to build their processes on open models and their own infrastructure with the support of Empathy.ai, while Firmas.io guarantees that the user is the sole owner of their information through local storage. The information does not reside in vulnerable external clouds, but under the direct control of the stakeholders.
Sergio Maldonado, CEO of TODO.LAW and Firmas.io, explains: “Firmas.io and TODO.LAW were created so that citizens and businesses are no longer defenseless against digital bureaucracy. The aim is for contract management to be as simple and private as carrying a credit card on your mobile device: one place, instant access, and total user control.”
